د

DAR AL-SIKKA

دار السكة — house of the mint

دينار

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0 / 24 i

AED 0

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AED 200

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0%

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100%

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Platform dashboard

Dar al-Sikka operations console ·

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Cohort AUM

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Fees collected

7 revenue streams

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Registered users

live sign-ups

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Live assets

Revenue by stream (cumulative)

1 · Mint / cash-out fees

2 · Issuance & transaction fees

3 · AUM fee (0.5%/yr accrual)

4 · Income-conversion margin

5 · Wholesale–retail metal margin

6 · Storage fee (0.25%/yr)

7 · Private transfer fees

Assets & issuers

Every asset passes identical due diligence — independent valuation, SPV title, Shariah review.

Onboard new asset

New assets enter PENDING · issuance fee 3% of raise · approve below to list.

Users

Registered demo accounts · balances live from the ledger.

Treasury · Metal day

Monthly flows aligned to one wholesale execution. Net before buying.

Next metal day25th · post-payday

Savings-plan inflows due—

Rent conversions due—

Est. redemption outflows—

Net wholesale order—

Dealer tierWholesale · spot +0.4% 2 DEALERS

The netted portion pays zero dealer spread — fees collected on both sides. Batching never delays the customer.

Partners · Introducers

The affiliate ladder: 15% → 20% → 25% of platform fees per referred customer (windows 12/18/24 mo). Payout in AED, Dinar (+10%), or auto-invested (+15%).

Onboard introducer

New introducers start at Level 1 (15%). Share the generated code — signups entering it are attributed automatically; commission accrues live on every fee their referrals pay.

Financial statement

Actuals from the live ledger — what the operation has REALLY generated. Compare months, watch the progress.

Income statement — cumulative to date ()

1 · Mint / cash-out fees

2 · Issuance + investor fees

3 · AUM fee

4 · Income-conversion margin

5 · Metal margin

6 · Storage fee

7 · Transfer fees

Total revenue

Vault custody cost (0.15%/yr on reserves)

Gross profit

Partner commissions (accrued + paid)

Net operating result

Demo books: revenue and commissions are real ledger actuals; vault cost is accrued at the contract rate on current reserves; staff/G&A excluded pre-incorporation.

Month-by-month progress

Each ▶ MONTH archives a snapshot — revenue per month is the delta between snapshots. Advance months to build the comparison.

Financial model

Live 7-stream projection — drag the assumptions, watch the year. Growth compounding over 3 years below.

Active savers5,000

Avg savings plan / monthAED 300

One-off metal volume / yrAED 50M

Property AUMAED 100M

New issuance / yrAED 75M

Operating cost / yrAED 12M

Growth rate / yr60%

Year 1 — revenue by stream

1 · Mint / cash-out fees

2 · Issuance + investor fees

3 · AUM fee (0.5%/yr)

4 · Income-conversion margin

5 · Metal margin (~1%)

6 · Storage fee (0.25%/yr)

7 · Transfer fees (est.)

Total revenue

Operating cost

Net

3-year projection (growth-compounded)

Year 1

Year 2

Year 3

Assumes all drivers grow at the growth rate; opex grows at half of it (operating leverage). Reinvest-to-zero: a positive Net is a CHOICE — the surplus is the growth budget.

Global ledger

Every platform event, all users, immutable order (sim).